Financing Available for Auto Body Repairs

VMS Auto Collision Center in Covina, CA is Proud to Offer Financing On Your Auto Body Repair

When life happens fast, car repairs shouldn’t slow you down. At VMS Auto Collision Center, peace of mind means more than a great looking finish. It means a clear, supportive path from the moment you reach out to the moment you get your vehicle back. That’s why we offer financing available through Synchrony, giving drivers in Covina and the surrounding area more flexibility when collision repair costs show up unexpectedly.

flyer showing that a customer is using a 12 month financing option to have their vehicle repaired

Get Help! Finance Your Auto Body Repairs

Auto repairs are rarely planned. Even when insurance is involved, drivers can still face out of pocket costs like deductibles, supplemental items, or repairs that fall outside coverage depending on the situation. That is where financing can help.
VMS Auto Collision Center offers financing options through Synchrony. Synchrony is a financing provider that offers payment options that may allow qualified applicants to pay over time, depending on approval and the terms of the account.

Financing available through Synchrony

Financing is meant to provide flexibility. It can help you move forward with needed repairs without feeling pressured to delay important work or deplete savings all at once. The VMS team can point you in the right direction so you can explore your options and decide what works best for your budget.

To apply or learn more about Synchrony, visit:
https://www.synchrony.com

Why financing can make a real difference after an accident

Financing can be helpful in common situations such as:

  • Covering a deductible when the timing is tight
  • Handling unexpected repair costs that appear once the vehicle is disassembled
  • Avoiding delays when the vehicle is needed for commuting or family transportation
  • Choosing the proper repair path without cutting corners due to cost pressure
  • Putting off repairs can also create secondary issues.
    • A panel that does not align correctly can lead to wind noise, water intrusion, or additional wear.
    • Damage that appears minor may involve components beneath the surface.
    • The sooner you have the vehicle professionally inspected and repaired, the better the chances of preventing problems from growing.

After a collision, most drivers are juggling multiple problems at once. The car may not be safe to drive. Work and family routines might depend on that vehicle. Insurance calls, estimates, and rental car coordination can quickly become overwhelming. Adding an unexpected expense on top of that can make people postpone repairs, even when the damage is affecting safety.

We are here to help you!

Two credit cards on dark background

Covina’s #1 Choice for Collision Repair

Drivers have options when it comes to auto body repair in Southern California, so being called number one is not about marketing hype. It comes from delivering a consistent, high quality repair experience and treating people well, especially when they are stressed and just want their car back.

VMS Auto Collision Center focuses on making the repair process easy and stress free. From the start, the team guides customers through the repair process and helps reduce the uncertainty that often comes with an accident. That approach, combined with years of local trust and established service, is what makes VMS a top choice in Covina. 

Collision repair is not only cosmetic. Your vehicle’s safety and drivability depend on repairs that restore the way panels fit, how components align, and how the car performs after impact. A quality repair should look right, drive right, and help protect the vehicle’s value long after the visible damage is gone. VMS is built around that kind of thorough, careful work, with a strong emphasis on customer service throughout the job. 

If you have been in an accident, you can start by requesting an online estimate or contacting the shop directly to schedule service. 

screenshot of VMS Auto Collision Center's BBB Rating and Accreditation of A+

Services at VMS Auto Collision Center

VMS Auto Collision Center provides a full range of services to restore vehicles after accidents and body damage. Key service areas highlighted on the VMS website include:

Auto body repair

Collision repair

Paint and refinish

Insurance claim assistance

Rental car assistance

Lease return reconditioning

 

Financing available

These services are structured to help our customers handle the entire situation in one place, rather than feeling like they have to coordinate everything alone. If your accident involves insurance, VMS provides insurance claim assistance as part of the customer support process. If you need to stay mobile while repairs are being completed, rental car assistance is also available. Reach out today!

Customer Satisfaction Is Our Priority

Take a look at our amazing customer reviews on Google! We look forward to assisting you.

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5
Based on 272 reviews
Posted on Google Google
Armando Medina profile picture
Armando Medina
September 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They handled everything for me. Well worth it
Posted on Google Google
Garnet D profile picture
Garnet D
August 21, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My family has been coming here for years. Maybe almost about 8 years. VMS has been consistent over the years and I've never had an issue with payment or communication with them. And they're always honest with what they can or cannot do while giving advice. I recommend taking your car here.
Posted on Google Google
pcubak6 profile picture
pcubak6
August 19, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very Accommodating, very professional, customer service was excellent. Kept me informed on status of my vehicle would recommend their services.
Posted on Google Google
Alexander Nguyen profile picture
Alexander Nguyen
August 14, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I looked for a collision center after my car had gotten into an accident local to my area. At VMS, Rick took good care of my vehicle. Liz, Rick, and their team had one of the best customer services a client can ask for. They were on top of keeping me updated and kept me in the loop of the car status, completion date, and everything in between. I would definitely recommend them to a family or friend.
Posted on Google Google
noelle woon profile picture
noelle woon
August 1, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Liz and Vicky were star players! I brought my car in from a fender bender and from the first phone call they were so amazing. They were incredibly helpful and kept in touch throughout the entire process. They also reached out and dealt with the INS company on my behalf. My car was returned sparkly new and I am very confident in all the work they did.
Posted on Google Google
Scott Naramore profile picture
Scott Naramore
July 30, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Top drawer service. Damage to my 2026 Chevrolet Silverado wasn't substantial, but it was handled quickly and professionally by VMS. Quick, fair estimate and work was done quickly, on time, and with quality.
Posted on Google Google
Steven Williams profile picture
Steven Williams
July 23, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My car was completed to my total satisfaction! When I picked it up, you'd never know the passenger side was ever damaged. They even sent a couple of replacement doors back because the quality was not up to their standards. Highly recommend them!
Posted on Google Google
John Newstar profile picture
John Newstar
July 22, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ I had an outstanding experience with VMS auto collision center From start to finish, they took amazing care of both my 2025 Ford Maverick and me. They paid attention to every detail, used genuine OEM parts, and kept me informed throughout the entire repair process. Everything was transparent, straightforward, and completed exactly within the promised timeframe. The quality of the work exceeded my expectations. You can tell they truly care about doing the job right, not just getting it done. They even went the extra mile by helping with transportation and picking me up when my truck was ready, which I really appreciated. Being a family-owned business, they treat every customer with respect and make you feel valued from the moment you walk in. Their professionalism, honesty, excellent communication, and commitment to high-quality work are second to none. I couldn't be happier with the service I received. If you're looking for a trustworthy body shop that delivers exceptional results and genuinely cares about its customers, I highly recommend VMS . Thank you for an amazing experience!
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

What to expect when you choose VMS in Covina

A collision is disruptive. The repair process should not be. VMS emphasizes honesty and excellent service and aims to guide customers through the repair process from start to finish.
While every repair is different, most customers can expect a flow that looks like this:

1. Initial contact and scheduling – You can call the shop or use the online estimate option to begin.
2. Vehicle inspection and estimate – The team assesses visible damage and discusses what you are seeing and what your goals are for the repair.
3. Insurance claim assistance if needed – If the repair involves an insurance claim, VMS offers support to help simplify the process.
4. Repair plan and repair work – The vehicle is repaired with attention to restoring condition, safety, and appearance.
5. Coordination support – Rental car assistance can help reduce disruption while your vehicle is in the shop.
6. Financing discussion if desired – If you want to explore financing, VMS offers options through Synchrony so you can check what is available and what fits your budget.

Local, established, and built around service since 1989

One of the biggest advantages of choosing a long established local shop is consistency. VMS Auto Collision Center is family owned and has been serving Covina since 1989, which means the team has years of hands on experience and a reputation built within the community.
When people look for a collision repair facility, they usually want three things:
– Repairs done correctly
– Clear communication
– A shop that stands behind its work and treats customers with respect
VMS has built its presence around those priorities, which is why so many drivers continue to return and refer friends and family.

Visit or contact VMS Auto Collision Center

If you need collision repair in Covina and want flexible payment options, VMS Auto Collision Center is ready to help.

Address: 1101 N Azusa Ave, A1, Covina, CA 91722
Phone: 626 339 6688
Hours: Mon to Fri 8am to 5pm, Sat by appointment only

You can also start with an online estimate or contact the shop to schedule an appointment. vmsautocollision.com
To learn more about our financing provider, visit: 
https://www.synchrony.com

Call Now Button